Typically, frauders call in an attempt to talk to you. They don’t leave a message because they want to actually reach you in order to scam you.

However, a new one just surfaced. It’s an actually recorded message left on your voicemail. There was a charge of $120 something declined on your RBC credit card. Your account has been blocked, please call us at 1-800-283…..

It’s fraud! Not on your credit card, but the call, message and scam! It’s a wave of RBC calls right now and it’ll be other issuers down the road.

If you don’t have an RBC credit card, you’d obviously know that. However, I do. You will immediately know it’s a scam when the phone number they leave is NOT the one on the back of your credit card. Any card issuer will leave only THAT number for you to call – period.

If you want to double check it further, call the number on the back of your card or log into your account. Both ways will verify for you that your account is just fine.

Yes, 100% of all scams can easily be prevented. Use some common sense and double check. No, your grand daughter has not been kidnapped or is stuck somewhere and needs money. No, your already ‘friend’ on social media has not set up a second account. No, your card isn’t blocked if the message doesn’t have the main customer service number on the back of your card. No, your bank isn’t calling you to ‘test’ your account and nobody from nowhere legit is calling you to get your personal information verified or your card PIN number! Ever ever.